The Universal Transaction Banking/Billing System
(abbr.: UTBS) is a universal system to process mass data.

Parts of the UTBS system are comparable with the kernel of an operating system. They manage processes and determine the organization of data. All software components use these UTBS management functions.
UTBS is a decentralized system, using mathematical concepts of the order theory. UTBS has the possibility to handle transaction volumes of several millions of records in shortest time.


UTBS-kernel-system and format-converter


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